Local Authorities Surrey County Council
Table of Content
If you decide not to sell your property during your lifetime, the debt must be repaid to the council from your estate after your death. Always seek independent financial advice before moving into a care home. All care homes should require prospective self-funding residents to certify that they can pay their fees for a minimum period or agree to a financial assessment as a condition of moving in. Surrey Council County does not act as a guarantor and will not pay for any care home debts. Under the existing rules, the council must charge people for receiving residential or nursing care. Most people have to pay towards the cost of care and support in a care home.
There are actions the council can take if we think you have deliberately given away or sold property for less than its worth. Paying higher than normal fees for discharges from hospital into care homes and a temporary 10% premium for new home care packages following hospital discharge from 19 March to the end of June. The costs of residential homes vary, often depending on the type of facilities provided and the amount and type of care you need. If you will be self-funding a care home placement, it is important that you understand the costs when you enter into the contract with the home and consider whether your money will last for the duration of your stay.
Can I have a deferred payment on a second property?
An information leaflet for home owners, paying for residential or nursing home care. You will need to tell us that you want to apply for a deferred payment. You need to let us know before the end of the property disregard period and at the earliest opportunity. Once you enter into the agreement, we register a legal charge on your property. This means that you will be unable to sell or transfer ownership of the property without repaying the debt. You can end the agreement at any time, for example, if you decide to sell the property, by repaying the debt.
If you are not eligible, you will be signposted to other services that can help you. Working closely with GPs and other health specialists, we make sure individuals are as comfortable as possible. We understand and respect their wishes and provide support for families too. Helping residents to maintain their independence with assistance such as bathing, toileting, dressing and eating as well as helping them to get around. Respite stays can be tailored to each person’s individual care needs which can be from a few days or for as long as is needed.
Taxi Fees
If you run out of money and the cost of the home is more than the cost would expect to pay, you will need to find a third party to pay the difference. If there is no third party available, you may be expected to move to a cheaper care home. The financial advisor must explain to you how much their advice will cost and set out charges in a clear way, ensuring you understand how much you are paying and what you are paying for.
The money the council receives from charging enables us to provide more care services than we could otherwise afford. Deferring payment of your care and support fees can delay the need to sell your home; providing peace of mind during a time that can be challenging. The scheme is a type of loan that offers you the opportunity to 'defer' paying the full cost until a later date. If you are eligible for the scheme, the council will work out how much you can afford to pay each week towards the cost of your care home fees, based upon your income and other capital. The council will then pay the difference between the amount you can pay and the actual cost of the care home. The part that the council pays on your behalf is the 'deferred payment'.
Continuing healthcare
These fees can be paid upon application or you can choose to defer them. If you defer them, you will have to pay interest on the fees from the start date of the agreement. There will also be a final fee for the council to discharge its legal charge when the property is sold, or where the debt is repaid by other means. Yes, you will have to pay an administration fee but this will not exceed the amount it costs the council to set up the agreement. A 'Schedule of Charges' is listed on the back page of the Deferred Payment Information Leaflet .
Offering to make compensatory payments equivalent to what the Council would normally have expected pay for services that have had to close due to the pandemic. Confirming that all accommodation-based services will continue to be paid at pre COVID-19 levels, with no reductions made where an individual chooses to self-isolate with their family at home. Have a look at useful resources and guides produced by organisations like Age UK and Independent Age on how to choose a care home . It is important that you claim any benefits to which you are entitled as we include them in the charge we ask you to pay. The Money Advice Service provides a useful beginners guide to long term care. If you are a carer of someone who pays for their own care, there is a range of support for carers in Surrey.
Our support to providers of residential and domiciliary care services
The amount you have to pay is determined through a financial assessment. You can now do your financial assessment online where you'll be able to see what you may have to pay towards your care and support. Any information you enter will not be sent to us, unless you choose to submit it. If we provide you with social care services you may need to contribute towards the cost of your care.
Family or friends can pay it on your behalf or, if we are taking your property into account and you can afford to, you can pay it yourself. The council must be satisfied that the person paying the top-up can afford to continue payments throughout the duration of your stay. If you're arranging residential care for someone who has dementia, be aware that the local authority won't always pay more to a care home to cover their needs. This will have implications if you are arranging care for a loved one and considering paying a care home top-up fee. At Moorlands Nursing Home in Lightwater, Surrey we provide the highest standard of residential and nursing care for up to 40 elderly residents in a bright and homely environment. Our semi-rural location offers a tranquil setting within easy reach of the village’s many amenities.
If the local authority fee rate is not sufficient or a top-up payment cannot be arranged through the local authority, the care home could ask you to move to a less expensive room or give notice. You can complete a financial assessment now using our Online Financial Assessment tool to find out how much you may have to pay. You can complete the assessment for your information only, or you can choose to send the details to us for verification.
Local authorities are required to help signpost people to independent financial advice about care and support. When it comes to paying for care in later life, there's no one size that fits all. How much it costs to get the right support will depend on your individual needs, financial circumstances and where you live in the UK. In addition to where you live, the fees you pay also depend on the level of your care needs. For example, a care home is likely to charge a higher fee for someone who has dementia, as the levels of care and support that person requires are higher than for a person without dementia. At Coppice Lea in Merstham, Surrey we provide the highest standard of residential and nursing care.
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